Medical Benefits


The MTA Medical Benefits Trust was established as a non-profit corporation in 1986 with an initial payment from lottery funds to the Distirct and funded thereafter with an established annual amount paid quarterly to the Trust, as well as returns on its investment portfolio. The fund is managed by a hired Executive Director and controlled by a Board made up of elected and appointed members who are responsible for the operation of the fund and the management of its portfolio.

At this time, the trust Trust has around $725,000 net revenue annually for benefits. The current value of the Trust is $8.9 million.

What benefit awaits MTA members when they retire?

Currently, eligible retirees receive $400 per month to supplement their health care premiums until they reach age 65.

How do I Qualify?

  1. Retiree must have 15 years (FTE) of full-time employment in Modesto City Schools, with at least the final three years as a member of the MTA bargaining unit.

  2. Retiree must be at least 55 years old at the time of retirement.

  3. Retiree must have District health coverage at the time of retirement.

*Note: Some other conditions may apply

Thinking about Retiring?

If so, we highly recommend you meet with a retirement counselor 3-5 years prior to your anticipated retirement date to determine your unique set of retirement benefits.

State Teachers' Retirement System (STRS) has changed its sites for counselor appointments. To consult/schedule individual and group appointments with CTA members call 1-800-228-5453, ext. 3 with a CalSTRS representative.

CTA Office: 3900 Mitchell Road, Ceres, CA 95307

Stanislaus Retired Teachers Association

Local Retirement Resource

Since 1952 retired Stanislaus County educators have joined together to enhance and protect the benefits of retired educators.

Division 38 now has over 900 members, encompassing all of Stanislaus County, which is located in the heart of the Central Valley.

MCS Insurance Contact

  • Telephone - (209) 574-1520


This website is designed to present general information to MTA members; it should not be considered legal advice. While the publisher(s) will try to keep the information timely and accurate, there are no guarantees. The information made available is subject to change without notice. The user assumes the risk of verifying any materials used or relied upon. All benefits are determined by Teachers’ Retirement Law.